Abu Dhabi Off-Plan Payment Plans Compared

Most off-plan projects in Abu Dhabi are sold with a payment plan confirmed directly with the buyer rather than published on the project page, and the current Orven collection reflects that: six of nine projects are on request for both price and payment plan. The three that do publish a structure are worth reading side by side, since the splits themselves differ meaningfully, and none of them should be read as a template for the other six.

The three published plans

Project	Entry price	Published split	Instalment detail
Nawayef East, Al Hudayriyat Island	AED 6.6 million	40/60	10% deposit, 30% during construction, 60% on handover
Muheira, Al Reem Island	AED 1.6 million	50/50	Detailed breakdown not published
Manchester City Yas Residences, Yas Island	Price on request	35/65 (non-Emiratis)	5% at SPA, six instalments of 5% from 15 February 2027 to 15 July 2029, 65% on completion

Nawayef East's 40/60, in amounts

Nawayef East publishes both the split and the structure behind it: 10% as a deposit, 30% during construction, 60% at handover. On its AED 6.6 million entry price, that works out to AED 660,000 at deposit, AED 1,980,000 during construction, and AED 3,960,000 at handover, for a total of AED 6.6 million before fees. Add Abu Dhabi's 2% DARI registration fee, AED 132,000 on this entry price, on top, since registration costs are separate from the instalment schedule itself. Nawayef East's December 2028 delivery date gives a concrete timeframe against which to plan the construction-phase instalment.

Muheira's 50/50, with the detail still open

Muheira publishes the headline split, 50/50, but not the schedule behind it: whether the second 50% falls due entirely at handover, or is itself broken into further instalments, is not stated on the project page and is confirmed by your adviser. On the AED 1.6 million entry price, 50% works out to AED 800,000, with the 2% DARI fee adding AED 32,000 on top. Muheira's Q2 2029 delivery date is the reference point for the handover-linked portion of the plan.

Manchester City Yas Residences: two different plans, no amounts yet

Manchester City Yas Residences publishes a percentage structure without a price to apply it to, since the project is priced on request. For non-Emiratis, Option 1 runs 35/65: 5% at SPA signature, then six instalments of 5% each between 15 February 2027 and 15 July 2029, followed by 65% on completion. Emiratis follow a 30/70 split. A second option for non-Emiratis, 25/75 with a 2% discount, runs 10% at signature, 15% on 15 February 2027, and 75% at completion. None of these percentages can be turned into an amount until the project discloses a price; your adviser confirms current figures once they are published.

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Reading a payment plan before you reserve

A published split like 40/60 or 50/50 tells you the proportion due at each stage, not necessarily the exact calendar behind it. Nawayef East is the clearest example in the collection, with both the split and the staged description published together. For Muheira and Manchester City Yas Residences, ask your adviser to confirm the instalment calendar in writing before you commit to a reservation. Whatever the plan, the 2% DARI registration fee (1% for musataha) sits on top of the instalments, not inside them, and is confirmed separately on the sale and purchase agreement for who actually pays it.

Comparing to Ras Al Khaimah's published plans

For a sense of how payment structures differ even within the UAE, our guide on Ras Al Khaimah's payment plans compared sets out the splits published there, under a different land department and a different fee structure, 2% buyer plus 2% seller rather than Abu Dhabi's SPA-determined split.

Planning your instalments with Orven

Orven follows your Abu Dhabi purchase from Dubai, where brokerage is carried out through ORVEN REAL ESTATE BROKERAGE L.L.C S.P.C (Economic License No. CN-6800129, ADRA). Your adviser maps out the full schedule of a plan, published split plus confirmed detail, against your own cash flow before you reserve. Message Orven on WhatsApp at +971 52 776 1939 or by email at sales@orvenproperties.com with the project you are considering, and your adviser confirms the current instalment calendar.

FAQ

Which Abu Dhabi projects currently publish a payment plan? Nawayef East (40/60), Muheira (50/50, detail not published) and Manchester City Yas Residences (a percentage structure without amounts, since its price is on request). The other six projects are on request for both price and plan.

How much is each Nawayef East instalment in AED? On its AED 6.6 million entry price: AED 660,000 as a deposit, AED 1,980,000 during construction, and AED 3,960,000 at handover.

Is Muheira's 50/50 split paid in two instalments or more? The headline split is published, but the detailed schedule behind the second 50% is not. Confirm this with your adviser before reserving.

Does Manchester City Yas Residences have a different plan for Emiratis and non-Emiratis? Yes. Non-Emiratis are offered 35/65 or a 25/75 option with a 2% discount; Emiratis follow a 30/70 split. No amounts apply yet since the price is on request.

Do the published instalment percentages include the DARI registration fee? No. The 2% fee for full ownership (1% for musataha) is separate from the instalment schedule and is confirmed on the sale and purchase agreement for who pays it.