Off-Plan Property in Dubai for 3 Million AED: Three Current Options
A 3 million AED budget for off-plan property in Dubai currently covers Aurea from AED 2,310,888, Bayz 102 from AED 2.4 million and Avarra by Palace from AED 2,709,888, all under that ceiling.
A 3 million AED budget for off-plan property in Dubai currently reaches three projects comfortably within that ceiling: Aurea at Rashid Yachts & Marina from AED 2,310,888, Bayz 102 in Business Bay from AED 2.4 million, and Avarra by Palace, also in Business Bay, from AED 2,709,888.
Three off-plan options under 3 million AED
- Aurea, Rashid Yachts & Marina (Emaar): from AED 2,310,888, one to five bedroom apartments and penthouses on the marinafront, payment schedule on request.
- Bayz 102, Business Bay (Danube): from AED 2.4 million, studio to four bedroom apartments and penthouses, 30/70 payment plan, handover June 2029.
- Avarra by Palace, Business Bay (Emaar): from AED 2,709,888, one to four bedroom apartments and a signature penthouse, Palace Hotels and Resorts branded, handover Q2 2031.
| Project | Area | Entry price | Payment plan | Handover |
|---|---|---|---|---|
| Aurea | Rashid Yachts & Marina | AED 2,310,888 | On request | On request |
| Bayz 102 | Business Bay | AED 2,400,000 | 30/70 | June 2029 |
| Avarra by Palace | Business Bay | AED 2,709,888 | On request | Q2 2031 |
Why an off-plan payment plan matters as much as the price
Bayz 102's confirmed 30/70 plan means a smaller share, 30%, is due before handover, with 70% due in June 2029. Aurea and Avarra by Palace have not published their payment plans yet, so comparing them purely on entry price leaves out a key variable; ask your adviser to confirm the current structure before deciding between the three.
How off-plan payments are protected
Instalments on all three projects flow into a Dubai Land Department-controlled escrow account, with construction progress trackable through the "Project Status Enquiry" service. Oqood registration applies from the reservation stage, ahead of the final title deed at handover, the same mechanism regardless of which of the three you choose.
Two different time horizons
Bayz 102's June 2029 handover and Avarra by Palace's Q2 2031 handover sit roughly two years apart, which matters if your plan depends on a specific completion window. Aurea's handover is not yet published, so it cannot be compared on this point until confirmed.
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What each building looks like beyond the price tag
Aurea sits directly on the marinafront within Rashid Yachts & Marina, Emaar's redevelopment of the historic Mina Rashid port, with most apartments facing the 430-berth superyacht marina or the Arabian Gulf beyond it. Bayz 102 rises 102 storeys with Italian Dolce Vita furnishings and a rooftop helipad for air taxi access. Avarra by Palace brings Palace Hotels and Resorts branded interiors to a 75-storey tower overlooking the Dubai Water Canal and Burj Khalifa. Each represents a different style of off-plan ownership at a broadly similar price point.
Why comparing by unit range matters as much as by price
Aurea and Avarra by Palace both top out around four to five bedrooms, aimed at buyers who might want a larger family layout later, while Bayz 102 starts from studios, a wider spread that includes smaller, more budget-conscious units within the same 2.4 million AED entry tier. Matching the unit range to your actual plans, rather than the headline entry price alone, narrows the choice faster.
What is not included in the entry price
Dubai Land Department registration is 4% of the purchase price on a completed sale, and Oqood carries a separate fixed fee for an off-plan reservation, both confirmed at contract. No figure here has been calculated from the entry prices above.
Golden Visa and financing at this budget
All three entry prices clear the 2 million AED threshold for a Golden Visa application, under conditions confirmed with the authorities. Bank financing is possible for certain non-residents, subject to the lender's own approval, with no rate quoted here; for Bayz 102's confirmed 30/70 plan, a loan would typically apply to the 70% due at handover.
Next step
To compare current availability and confirmed payment terms for Aurea, Bayz 102 or Avarra by Palace, send your target handover window on WhatsApp at +971 52 776 1939 or to sales@orvenproperties.com. Our guides on the best off-plan payment plans in Dubai for 2026 and Bayz 102 in Business Bay add further detail. For current listings, visit find your home.
FAQ
Which of these three has the most buyer-friendly payment plan? Bayz 102's confirmed 30/70 split asks for less before handover than a plan weighted toward earlier stages; Aurea and Avarra by Palace have not published a plan yet.
Do all three qualify for the Golden Visa? Yes, all three entry prices clear the 2 million AED threshold, under conditions confirmed with the authorities.
When is Bayz 102 delivered? June 2029, according to the developer, Danube Properties.
Is Avarra by Palace's payment plan published? No, it currently reads "payment schedule on request"; your adviser confirms the current structure.
ORVEN PROPERTIES
Talk to an Orven adviser
Leave your number: an adviser calls you back or replies on WhatsApp, in your language. No commitment.
Frequently asked questions
Which of these three has the most buyer-friendly payment plan?
Bayz 102's confirmed 30/70 split asks for less before handover than a plan weighted toward earlier stages; Aurea and Avarra by Palace have not published a plan yet.
Do all three qualify for the Golden Visa?
Yes, all three entry prices clear the 2 million AED threshold, under conditions confirmed with the authorities.
When is Bayz 102 delivered?
June 2029, according to the developer, Danube Properties.
Is Avarra by Palace's payment plan published?
No, it currently reads "payment schedule on request"; your adviser confirms the current structure.
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