Paying for a Batumi Apartment in Instalments: The Options

Most Batumi developers offer their own instalment plans rather than relying on bank mortgages. Olympus, Mardi, OXY, Gate by Artex, Radisson Blu and Wyndham each publish a different structure. What each one offers, and what to ask your bank.

27 October 2026 · By Orven Properties · 4 min read

Pictured: Burj Binghatti Jacob & Co Residences, Business Bay, Dubai

In Batumi, most buyers finance a purchase through the developer's own instalment plan rather than a bank mortgage, and the terms vary considerably from one project to the next. This guide compares what Olympus Residence, Mardi Residence, OXY Residence, Gate by Artex, Radisson Blu Residences Gonio and Wyndham Residences Batumi publish, and separates developer financing from the bank credit question, which stays "to confirm."

Why developer instalments dominate in Batumi

Unlike Dubai, where escrow-protected off-plan sales and bank mortgages for non-residents coexist alongside developer payment plans, Batumi's market runs predominantly on developer-structured instalments. These are commercial arrangements between you and the developer, not a bank loan, which means the terms, interest or lack of it, the schedule, and any penalty for missed payments, are whatever the sale and purchase contract specifies rather than standardised banking terms.

Comparing the published plans

Project	Developer	Structure
Olympus Residence	Olympus Group	30% down, interest-free instalments over 24 months
Mardi Residence	Mardi Holding	30% down + interest-free to 36 months, or cash with 5% discount
OXY Residence	ELT Group	0% down, internal instalments up to 32 months
Gate by Artex	Artex Group	20% down, interest-free instalments through December 2029
Radisson Blu Residences Gonio	NEXT Group	20% first instalment, 40% further instalments, 40% on handover
Wyndham Residences Batumi	NEXT Group	10% down, 50% in instalments, balance on completion

Reading the gaps in these published plans

None of these six plans publishes a day-by-day schedule at the level this guide can confirm; each states an overall shape, a down payment percentage and an instalment period, without detailing exactly how many payments fall inside that period or their individual size. Before you commit, ask the developer for the full instalment calendar, with dates and amounts, rather than relying on the headline percentages to plan your own cash flow.

Artex: developer credit and staged payment, without published terms

Artex Parkline, developed by Artex Group in the Airport district, is described on its own project page as offering both credit and a staged payment option directly from the developer. Artex has not published the interest rate, the term, or the eligibility criteria for this credit at the level this guide can confirm; treat it as an option to investigate directly with Artex Group rather than a defined product with known terms.

ORVEN PROPERTIES

Talk to an Orven adviser

Leave your number: an adviser calls you back or replies on WhatsApp, in your language. No commitment.

Your name

Phone (WhatsApp)

Budget (optional)Best time to call (your local time)

Bank credit: a separate, unconfirmed question

Whether a bank, in Georgia or elsewhere, extends a mortgage for a Batumi purchase to a non-resident buyer is a question for that bank directly. No official source confirms general availability, rates or conditions for this kind of financing at the level this guide can rely on, so Orven does not describe a bank mortgage route for Batumi as a given option. If financing from an Israeli bank for a property purchase abroad matters to your plan, that is also a separate conversation with your own bank, not something assumed from the developer's instalment plan.

Choosing between a lower down payment and a confirmed schedule

OXY Residence's 0% down payment looks attractive next to Mardi Residence's 30%, but OXY has not published its entry price, while Mardi Residence has not published one either, so neither comparison is complete without current pricing from both developers. Radisson Blu Residences Gonio and Wyndham Residences Batumi, by contrast, both publish an entry price alongside their plan, USD 149,500 and USD 151,200 respectively, giving a buyer a fuller picture to work from today.

What to confirm before choosing a plan

The exact instalment dates and amounts behind any plan described only by its overall percentages.
Whether the plan is truly interest-free for its full term, or carries a fee not described as interest.
What happens contractually if you miss or delay an instalment.
Whether Artex's developer credit, or any bank financing you are considering, has terms you can compare against the standard instalment structure.

Working with Orven on financing

Orven requests the full instalment calendar from any developer named here before you commit, and flags where a plan's terms are not yet detailed enough to plan around. See our comparison of Batumi payment plans for Israeli buyers for a wider look at the collection, and our guide to Georgia's residence permit for Israeli property owners for how an entry price interacts with that separate question. Orven's Israel page covers Batumi ahead of Dubai for buyers from Israel.

Message Orven on WhatsApp at +971 52 776 1939 or by email at sales@orvenproperties.com with the project and plan you are considering, and your adviser requests the full instalment detail.

FAQ

Which Batumi project has the lowest down payment? OXY Residence, at 0%, though its entry price is not published; Wyndham Residences Batumi publishes the lowest down payment with a confirmed price, at 10%.

Does Artex offer financing? Artex Group describes credit and a staged payment option directly on the Artex Parkline project page, without published terms; confirm the detail directly with the developer.

Can I get a bank mortgage for a Batumi purchase? No official source confirms general availability for non-resident buyers; this is a question for your bank or a Georgian bank directly.

Are these instalment plans interest-free? Several are described as interest-free by the developer; confirm whether any fee applies that is not labelled as interest before you sign.

ORVEN PROPERTIES

Talk to an Orven adviser

Leave your number: an adviser calls you back or replies on WhatsApp, in your language. No commitment.

Your name

Phone (WhatsApp)

Budget (optional)Best time to call (your local time)

Frequently asked questions

Which Batumi project has the lowest down payment?

OXY Residence, at 0%, though its entry price is not published; Wyndham Residences Batumi publishes the lowest down payment with a confirmed price, at 10%.

Does Artex offer financing?

Artex Group describes credit and a staged payment option directly on the Artex Parkline project page, without published terms; confirm the detail directly with the developer.

Can I get a bank mortgage for a Batumi purchase?

No official source confirms general availability for non-resident buyers; this is a question for your bank or a Georgian bank directly.

Are these instalment plans interest-free?

Several are described as interest-free by the developer; confirm whether any fee applies that is not labelled as interest before you sign.