Coastal Haven, Dubai Islands: 20% at booking, 80% at handover, how it works
Coastal Haven by Prestige One on Dubai Islands is sold with 20% at booking and 80% at handover. What that means for your cash flow, how the escrow account protects the payments, which fees come on top and how to reserve from Lagos, Nairobi or London.
The plan in one line
Coastal Haven by Prestige One, on Dubai Islands, is sold off-plan with 20% at booking and 80% at handover. Nothing is due between the two. Orven's advisers reconfirmed this structure with the developer in September 2026; it is the only Prestige One project in our selection where a 20/80 plan is verified. For the other projects, the 20% booking is the same but the schedule during construction differs, and your adviser confirms it unit by unit.
The residences run from one to three bedrooms, with penthouses. Starting prices and the handover date are on request.
What 20/80 means for your cash flow
Take an investor in Lagos or Nairobi who would rather not move money to Dubai in a series of transfers spread over two or three years. With 20/80 there are two moments only:
| Moment | Share | What happens |
|---|---|---|
| Booking | 20% | Transfer to the escrow account, sales agreement signed |
| Construction | 0% | No instalment due |
| Handover | 80% | Balance settled before the keys, title deed issued |
Compare it with the two other structures published by the same developer: 20/40/40 at Hilton Residences and 20/45/35 at Luxury Canal Residences. Under those plans the construction instalments arrive as the building rises, which suits a buyer with regular income in Dubai or Europe. Under 20/80 the money stays in your own bank until the building is done, and you decide in the meantime how the 80% will be settled: from savings, from the sale of another asset, or with a UAE mortgage if you qualify.
The 80%: cash or bank
Bank financing for the handover balance is possible for some non-residents, always subject to the lender's approval and valuation. Two things to keep in mind:
- The bank assesses you and the property near completion, not at booking. The eligibility criteria and rates at that point are what count.
- A mortgage is not acquired until the offer is signed. Plan for the case where you settle the 80% without a loan.
If you intend to borrow, tell your adviser at booking. We can outline what UAE banks generally ask of a non-resident applicant so that you prepare the documents early.
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Fees on top of the price, and where the money goes
The plan covers the price of the unit. Add the acquisition costs:
- Dubai Land Department registration fee: 4% of the price.
- Oqood registration for an off-plan sale: a fixed fee, confirmed in the contract.
- The developer's administrative charges, stated in the sales documents.
- Your bank's international transfer fees.
Orven does not charge the buyer; our fee comes from the developer. Ask for a written estimate of the total cost before you pay the booking amount.
Every off-plan payment in Dubai goes to an escrow account opened for the specific project with a UAE bank and controlled by the DLD. The developer cannot draw on it freely; funds are released as construction milestones are certified. You can look up the project's progress at any time through the DLD's Project Status Enquiry service. This is the mechanism that makes a 20/80 plan workable for a buyer thousands of kilometres away: your 20% is not sitting with the developer, it is sitting with the bank under regulatory control.
Before paying, check that the sales agreement states the anticipated completion date, the two payment moments and the cancellation terms.
What you are buying on Dubai Islands
Coastal Haven is a coastal address with wellness, leisure and family spaces close to the water. The published amenities include an infinity pool, a wellness and spa area, a fitness centre, an outdoor cinema, sports courts and children's play spaces. The developer lists Dubai International Airport at 16 minutes, the Museum of the Future at 20 minutes and Downtown Dubai at 25 minutes.
The images on the project page are the developer's renderings, not site photographs. Sizes and floor plans for each unit type are sent on request.
Reserving with 20% from abroad
- Message +971 52 776 1939 on WhatsApp with your budget and the number of bedrooms you want.
- We send the current availability, the floor plans and the price of two or three matching units.
- You sign the booking form and the sales agreement electronically with a copy of your passport.
- The 20% goes by bank transfer to the escrow account, with the proof of source of funds your bank requires.
- The developer registers the sale. Nothing further is due until handover.
Brokerage is carried out through ORVEN REAL ESTATE BROKERAGE L.L.C S.P.C (Economic License No. CN-6800129, ADRA). See the Coastal Haven page for the current selection.
FAQ
Is Coastal Haven really 20% at booking and 80% at handover? Yes. This is the structure published for Coastal Haven and reconfirmed by Orven's advisers with the developer in September 2026. Ask for it in writing in the sales agreement all the same.
Can the 80% be paid with a mortgage? For some non-residents, with a UAE bank, subject to the lender's approval and valuation near completion. Financing is possible, not guaranteed.
Do other Prestige One projects have the same plan? No. Hilton Residences is published at 20/40/40 and Luxury Canal Residences at 20/45/35, for example. All start with 20% at booking; the rest is confirmed by your adviser for each unit.
What is the starting price at Coastal Haven? On request. Send your budget to Orven and we reply with the units that match it, at their current price.
When is handover? The date is on request and is confirmed at reservation from the sales documents in force.
ORVEN PROPERTIES
Talk to an Orven adviser
Leave your number: an adviser calls you back or replies on WhatsApp, in your language. No commitment.
Frequently asked questions
Is Coastal Haven really 20% at booking and 80% at handover?
Yes. This is the structure published for Coastal Haven and reconfirmed by Orven's advisers with the developer in September 2026. Ask for it in writing in the sales agreement all the same.
Can the 80% be paid with a mortgage?
For some non-residents, with a UAE bank, subject to the lender's approval and valuation near completion. Financing is possible, not guaranteed.
Do other Prestige One projects have the same plan?
No. Hilton Residences is published at 20/40/40 and Luxury Canal Residences at 20/45/35, for example. All start with 20% at booking; the rest is confirmed by your adviser for each unit.
What is the starting price at Coastal Haven?
On request. Send your budget to Orven and we reply with the units that match it, at their current price.
When is handover?
The date is on request and is confirmed at reservation from the sales documents in force.
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