Best off-plan projects in Dubai with a 20% reservation payment in 2026
Every Prestige One project, plus Mercedes-Benz Places | Binghatti City, Chelsea Residences and Bay Estate's villas and townhouses, publish a payment plan that starts with 20% at reservation. Here is what that 20% covers, and what it does not.
A 20% reservation payment is the most common starting figure across the published payment plans in the Orven selection, but 20% at reservation is never the whole cost of getting started. This guide lists every project where the figure is confirmed, and explains what the 20% covers and what sits on top of it.
How we selected these projects
We only include projects where the developer publishes a payment plan starting at 20%, confirmed in writing. We do not describe any project as requiring "no deposit" or a lower reservation figure than what is actually published, and a 20% reservation payment is never the end of the story, since registration fees and the rest of the schedule still apply.
Projects publishing a 20% reservation payment
| Project | District | Full structure | |
|---|---|---|---|
| Coastal Haven | Dubai Islands | 20% reservation, 80% at handover | |
| Hilton Residences | Dubai Maritime City | 20% reservation, 40% construction, 40% handover | |
| FAUCHON Résidences | Jumeirah Garden City | 20% reservation, 40% construction, 40% handover | |
| Luxury Canal Residences | Dubai Islands | 20% reservation, 45% construction, 35% handover | |
| Sanctuary Residences | Meydan Horizon | 20% reservation, 45% construction, 35% handover | |
| Golf Residences | Dubai Sports City | 20% reservation, 20% construction, 60% handover | |
| Mercedes-Benz Places \ | Binghatti City | Meydan, Nad Al Sheba | 20% reservation, 50% construction, 30% handover |
| Chelsea Residences | Dubai Maritime City | 20% reservation, 40 monthly 1% instalments, 40% handover | |
| Bay Estate (villas and townhouses) | Dubai Islands | 20% deposit Oct 2026, staged instalments, 40% handover |
Coastal Haven anchors this guide: it is the Prestige One project with the heaviest payment weighted to handover, at 80%, while still starting at the same 20% reservation as the rest of the Prestige One collection, Hilton, FAUCHON, Luxury Canal, Sanctuary and Golf Residences.
What the 20% actually covers, and what it does not
The 20% reservation payment secures your unit and starts the construction schedule, but it does not include the Dubai Land Department's 4% registration fee for a completed sale, or the fixed Oqood registration fee for an off-plan reservation, confirmed in your contract. Budget for that fee on top of the 20%, not instead of it. On a unit priced at AED 2 million, for example, 20% is AED 400,000, and the Oqood fee is a separate, fixed amount confirmed at the time of reservation, not a percentage we estimate here.
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Why we never say "no deposit"
Some marketing in the wider market advertises schemes that sound like no deposit is required. Every published plan in the Orven selection starts with a confirmed reservation payment of at least 20%, and we do not describe any of them as deposit-free. If a developer later publishes a lower figure, we update this guide to reflect it rather than estimate ahead of the official page.
Reading the rest of the schedule
A 20% reservation payment tells you only the first step. Coastal Haven's remaining 80% falls entirely at handover, which suits a buyer planning bank financing for that final instalment, subject to the lender's approval. Hilton and FAUCHON split the remaining 80% evenly between construction and handover. Binghatti City front-loads more of the balance during construction, at 50%. Our guide on financing the 80% at handover for Coastal Haven goes deeper into how that final instalment is typically approached.
Why the reservation figure alone does not tell the full story
Two projects can both start at 20% and still feel very different to budget for. Coastal Haven's remaining 80% falls in a single instalment at handover, while Binghatti City spreads 50% across the construction period and only 30% at the end. A buyer comparing projects purely on the headline 20% would miss that difference entirely. Your adviser walks through the full schedule, not just the opening figure, before you decide which project fits your plans.
Talk to an adviser about structuring your payments
Message Orven on WhatsApp at +971 52 776 1939 or at sales@orvenproperties.com with the unit you are considering. Your adviser confirms the exact AED figures for the 20% reservation payment and the registration fee before you commit to anything. Brokerage is provided through ORVEN REAL ESTATE BROKERAGE L.L.C S.P.C (Economic License No. CN-6800129, ADRA).
FAQ
Which projects start with a 20% reservation payment? Coastal Haven, Hilton Residences, FAUCHON Résidences, Luxury Canal Residences, Sanctuary Residences, Golf Residences, Mercedes-Benz Places | Binghatti City, Chelsea Residences, and Bay Estate's villas and townhouses.
Does the 20% include registration fees? No. The Dubai Land Department's 4% fee on a completed sale, or the fixed Oqood fee for an off-plan reservation, is separate and confirmed in your contract.
Is there a project with no deposit at all in the Orven selection? No. Every published plan starts with a confirmed reservation payment of at least 20%.
Which of these plans is heaviest at handover? Coastal Haven, at 80% due on handover, the heaviest among the published Prestige One plans.
How do I know the exact AED amount for my budget? Message Orven with the unit and price you are considering, and your adviser calculates the reservation payment and registration fee together.
ORVEN PROPERTIES
Talk to an Orven adviser
Leave your number: an adviser calls you back or replies on WhatsApp, in your language. No commitment.
Frequently asked questions
Which projects start with a 20% reservation payment?
Coastal Haven, Hilton Residences, FAUCHON Résidences, Luxury Canal Residences, Sanctuary Residences, Golf Residences, Mercedes-Benz Places | Binghatti City, Chelsea Residences, and Bay Estate's villas and townhouses.
Does the 20% include registration fees?
No. The Dubai Land Department's 4% fee on a completed sale, or the fixed Oqood fee for an off-plan reservation, is separate and confirmed in your contract.
Is there a project with no deposit at all in the Orven selection?
No. Every published plan starts with a confirmed reservation payment of at least 20%.
Which of these plans is heaviest at handover?
Coastal Haven, at 80% due on handover, the heaviest among the published Prestige One plans.
How do I know the exact AED amount for my budget?
Message Orven with the unit and price you are considering, and your adviser calculates the reservation payment and registration fee together.
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