Al Marjan Island payment plans: simple splits or detailed schedules
Aqua Arc and Pelagia both publish a simple 10/40/50 split. Costa Mare publishes a detailed, milestone-by-milestone schedule. Tonino Lamborghini publishes a 30/70 split without a detailed breakdown.
Al Marjan Island payment plans fall into two broad types: a simple percentage split, or a detailed, milestone-by-milestone schedule. Four projects on the island show both approaches side by side.
Aqua Arc and Pelagia: the same simple split
Aqua Arc and Pelagia, both by BNW Developments, publish an identical structure: 10% at reservation, 40% during construction, 50% at completion. Aqua Arc starts from AED 2.3 million with delivery stated for Q3 2027; Pelagia also starts from AED 2.3 million, with delivery stated for Q4 2027. Despite the shared plan and shared starting price, the two are separate projects with different unit mixes and delivery dates.
Costa Mare: the most detailed schedule on the island
Costa Mare, by Ellington, publishes a far more granular plan: 20% at reservation (plus a 3,000 AED RERA fee), 10% at 90 days, 10% at 180 days, 5% at each of the 20/30/40/50/60/70% construction progress milestones, 30% at handover, and an additional 4% at handover for title registration. Price is on request, with delivery stated for Q3 2028.
Tonino Lamborghini: a headline split without the detail
Tonino Lamborghini Residences, by BNW Developments, publishes a 30/70 split, confirmed by Orven in October 2026, but without the instalment-by-instalment breakdown that Costa Mare provides. Starting price is AED 1.69 million, with delivery stated for Q4 2028.
Why the level of detail matters
A simple split like Aqua Arc's 10/40/50 is easier to summarise but leaves the construction-stage timing less defined. Costa Mare's milestone structure ties payments directly to measurable progress, which can suit a buyer who wants visibility into when each instalment is actually due. Neither approach is better in principle; the choice depends on how much schedule detail you want before committing.
A quick comparison table
| Project | Plan type | Starting price |
|---|---|---|
| Aqua Arc | Simple: 10% / 40% / 50% | From AED 2.3 million |
| Pelagia | Simple: 10% / 40% / 50% | From AED 2.3 million |
| Costa Mare | Detailed milestone schedule | On request |
| Tonino Lamborghini Residences | Simple: 30% / 70% | From AED 1.69 million |
What is not published
Tonino Lamborghini's 30/70 split does not come with a published instalment-by-instalment schedule; that detail is confirmed by your adviser directly with BNW Developments once you have chosen a unit.
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Registration on top of any plan
Regardless of the payment plan chosen, Ras Al Khaimah's ZL13 sale registration service applies a 2% fee to the seller and 2% to the buyer, plus 200 AED each for plan and title issuance.
Al Marjan Island's wider developer mix
Al Marjan Island currently hosts projects from at least four developers in our records: Emaar (Address Residences), BNW Developments (Aqua Arc, Pelagia, Tonino Lamborghini), Ellington (Cala Del Mar, Costa Mare, Playa Del Sol), and RAK Properties (Lunara at The Strand). Payment plan structure varies by project within the same developer, not just between developers, as Aqua Arc and Tonino Lamborghini, both from BNW Developments, show.
A disclosure repeated on every fiche
The official Ras Al Khaimah destination page states that project locations are approximate and that your adviser should be asked for the exact plot. Each fiche for Aqua Arc, Pelagia, Costa Mare, and Tonino Lamborghini separately confirms that current availability and unit-specific terms are set by your adviser, not by what is marketed generally on the page.
Why the reservation fee detail matters
Costa Mare's 3,000 AED RERA fee at reservation is a small but real addition on top of the 20% instalment; a buyer budgeting only the percentage figure would underestimate the first payment required. None of the other three projects in this comparison discloses an equivalent fixed fee at reservation in our records.
What none of the four plans confirm
None of Aqua Arc, Pelagia, Costa Mare, or Tonino Lamborghini publishes a post-handover payment option, unlike some projects in nearby Mina Al Arab. If a post-handover structure is important to your budget, your adviser confirms whether any of these four developers will consider one for your specific unit.
Next step
Tell your adviser whether you prefer a simple split or a detailed, milestone-based schedule, and your target budget, on WhatsApp at +971 52 776 1939 or at sales@orvenproperties.com. Our invest in Al Marjan Island guide and our Costa Mare project guide go further. You can also start at /find-your-home/.
FAQ
Do Aqua Arc and Pelagia share the same payment plan? Yes, both publish 10% at reservation, 40% during construction, 50% at completion.
Which Al Marjan Island project publishes the most detailed schedule? Costa Mare, with payments tied to specific construction milestones from 20% to 70% progress.
What is Tonino Lamborghini's payment plan? A 30/70 split, confirmed by Orven in October 2026, without a published instalment breakdown.
Is there an extra fee at reservation for any of these projects? Yes, Costa Mare adds a 3,000 AED RERA fee at reservation, on top of the 20% instalment.
ORVEN PROPERTIES
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Leave your number: an adviser calls you back or replies on WhatsApp, in your language. No commitment.
Frequently asked questions
Do Aqua Arc and Pelagia share the same payment plan?
Yes, both publish 10% at reservation, 40% during construction, 50% at completion.
Which Al Marjan Island project publishes the most detailed schedule?
Costa Mare, with payments tied to specific construction milestones from 20% to 70% progress.
What is Tonino Lamborghini's payment plan?
A 30/70 split, confirmed by Orven in October 2026, without a published instalment breakdown.
Is there an extra fee at reservation for any of these projects?
Yes, Costa Mare adds a 3,000 AED RERA fee at reservation, on top of the 20% instalment.
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