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La Mer Dubai Payment Plans: Solaya's 20/40/40 Is the Current Case

Solaya, Meraas's ultra-luxury community at La Mer, publishes a 20% down, 40% construction, 40% handover plan from AED 13.8 million. La Mer's two other residential addresses are already built and sold out from the developer.

· By Orven Properties · 4 min read
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Solaya, Jumeirah / La Mer, Dubai
Pictured: Solaya, Jumeirah / La Mer, Dubai

If you are searching for La Mer Dubai payment plans, the answer today centres on one active off-plan release: Solaya, Meraas's beachfront community on the plot once earmarked as La Mer Central, where pricing starts from AED 13.8 million on a published 20% down payment, 40% during construction and 40% on handover structure.

Why Solaya is the one with an active payment plan

La Mer has two other residential addresses, Port de La Mer and La Mer Maisons, but both were completed and sold out directly from Meraas some time ago, Port de La Mer in 2021 and La Mer Maisons as custom villa plots launched in 2019. Any unit there today moves through resale or rental rather than a developer-run instalment plan. Solaya, by contrast, is still under active off-plan sales, which is exactly why it is the project with a current payment structure to quote.

What Solaya's structure actually buys

Solaya spans nine low-rise buildings holding two to five bedroom residences, garden homes and duplexes, topped by eighteen signature garden houses, each with its own private infinity pool. The development sits directly on the Jumeirah coastline within the wider La Mer destination of beach clubs, restaurants and retail. Handover is targeted for Q2 2029.

The structure in numbers

StageShare
Down payment20%
During construction40%
On handover40%

That shape, a fifth upfront and the balance split evenly between build phase and completion, is a common pattern among Meraas's beachfront releases, though the exact percentages always depend on the specific project and should be read from the current official page rather than assumed from a neighbouring community.

Port de La Mer and La Mer Maisons today

Port de La Mer's one to five bedroom low-rise apartments, built around a 192-berth marina, are fully sold from the developer, so current availability runs through resale or rental listings rather than a fresh reservation. La Mer Maisons offered 155 custom villa plots from 674 to just over 4,000 square metres; those plots have also been handed over and are now largely built out or available through resale. Neither has a developer payment plan to publish because neither is currently being sold off-plan by Meraas.

Escrow and registration for Solaya specifically

As an active off-plan release, Solaya's instalments are paid into an escrow account controlled by the Dubai Land Department, with construction progress trackable through the DLD's Project Status Enquiry service. The sale registers through Oqood at fixed fees confirmed in the contract. A resale purchase at Port de La Mer or a plot at La Mer Maisons instead follows the standard registration process for a completed property, with DLD fees of 4% split between buyer and seller.

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Bank financing and Golden Visa at this price point

Bank financing remains possible for certain non-residents, always subject to the lender's approval, with no bank or rate confirmed for Solaya specifically. At AED 13.8 million, Solaya's starting price comfortably clears the AED 2 million threshold that can open a Golden Visa application, though eligibility still depends on conditions confirmed by the authorities at the time you apply.

What to confirm before reserving

Since Solaya is the only La Mer address with an active payment structure, your next step is confirming current unit availability within its nine buildings or among the eighteen garden houses, and whether the 20/40/40 split still applies to the specific residence you want.

Why the distinction between the three addresses matters

Treating "La Mer" as a single project would blur three very different buying situations: a live off-plan reservation at Solaya, a resale purchase of an already-delivered apartment at Port de La Mer, and a custom-build plot purchase at La Mer Maisons. Each involves a different process, a different type of contract, and a different relationship with the Dubai Land Department's registration system, which is exactly why the payment plan question only has a clean answer for Solaya.

For the wider La Mer context, our Jumeirah / La Mer collection guide places Solaya alongside its neighbours, and our Sur La Mer vs Port de La Mer comparison helps separate the area's different residential addresses.

Share your budget and the layout you are after with Orven, reach us on WhatsApp at +971 52 776 1939 or by email at sales@orvenproperties.com, or head to /find-your-home/ to browse what is available at Solaya now.

FAQ

What is La Mer's current payment plan? Solaya's published structure: 20% down payment, 40% during construction, 40% on handover, from AED 13.8 million.

Can I still buy directly from the developer at Port de La Mer? No, Port de La Mer is sold out from Meraas; current units move through resale or rental.

Are La Mer Maisons plots still available from the developer? No, the 155 plots were launched in 2019 and have since been handed over; availability today is mainly resale or custom-build.

When is Solaya's handover expected? Q2 2029, according to the current official timeline.

Does Solaya's price qualify for a Golden Visa? Its starting price of AED 13.8 million clears the AED 2 million threshold, though eligibility still depends on conditions confirmed by the authorities.

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Frequently asked questions

What is La Mer's current payment plan?

Solaya's published structure: 20% down payment, 40% during construction, 40% on handover, from AED 13.8 million.

Can I still buy directly from the developer at Port de La Mer?

No, Port de La Mer is sold out from Meraas; current units move through resale or rental.

Are La Mer Maisons plots still available from the developer?

No, the 155 plots were launched in 2019 and have since been handed over; availability today is mainly resale or custom-build.

When is Solaya's handover expected?

Q2 2029, according to the current official timeline.

Does Solaya's price qualify for a Golden Visa?

Its starting price of AED 13.8 million clears the AED 2 million threshold, though eligibility still depends on conditions confirmed by the authorities.

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