Cape Hayat on Hayat Island: RAK Properties' beachfront project in Mina Al Arab
668 homes across four towers, starting at 700,000 AED, already under construction with delivery targeted for Q3 2026. The cash 40/60 and post-handover plans compared, and what to confirm before you reserve.
Cape Hayat: RAK Properties on Hayat Island
Cape Hayat is a beachfront project by RAK Properties on Hayat Island, part of Mina Al Arab in Ras Al Khaimah, with direct beach access. The listing describes four towers, two of 20 storeys and two of 9 storeys, holding 668 homes in total, with unit sizes ranging from about 475 to roughly 6,900 square feet. Unlike several off-plan projects on Al Marjan Island, Cape Hayat is already under construction, with delivery targeted for the third quarter of 2026, and a published starting price of 700,000 AED.
Typologies and scale
Cape Hayat's listing covers a typology range from studios through to 4-bedroom penthouses:
- Studios
- 1, 2, 3 and 4-bedroom apartments
- 4-bedroom penthouses
With 668 homes across four towers of different heights, and sizes spanning roughly 475 to 6,900 square feet, the project covers a wide range of budgets and household sizes within one beachfront address. Current availability by typology, tower and floor is confirmed by your adviser.
The two payment plans: cash 40/60 and post-handover 50/50
Cape Hayat's listing publishes two distinct payment plan structures:
| Plan | Structure | At the 700,000 AED starting price |
|---|---|---|
| Cash 40/60 | 40% during the pre-handover period, 60% at handover | Roughly 280,000 AED before handover, 420,000 AED at handover |
| Post-handover 50/50 | 50/50 split over 2 or 3 years after handover, with a 10% down payment; post-handover terms apply only to 1 and 2-bedroom units | 10% down payment, remaining balance spread post-handover, exact schedule confirmed by your adviser |
These figures apply to the 700,000 AED starting price specifically; a larger or higher-floor unit changes the amounts proportionally, and the exact instalment calendar for either plan is confirmed by your adviser rather than assumed from the percentages alone. The post-handover 50/50 option is only available on 1 and 2-bedroom units according to the listing, which matters if you are considering a larger typology.
Delivery and construction status
Cape Hayat is listed as under construction, with delivery targeted for the third quarter of 2026, among the nearer-term completion dates in the Ras Al Khaimah collection. As with any project still under construction, ask your adviser for the latest status update rather than relying solely on the original target date.
Registration costs at the starting price
Ras Al Khaimah land registration (service ZL13, at the RAK Municipality's land department) applies 2% of the market value to the buyer and 2% to the seller, plus a 200 AED plot plan fee and a 200 AED title fee. On Cape Hayat's 700,000 AED starting price, the buyer's 2% share works out to roughly 14,000 AED, though the actual amount depends on the value used at registration and the nature of the sale, confirmed with your adviser or the land department.
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Golden Visa: below the threshold at entry price
At its 700,000 AED starting price, Cape Hayat sits well below the 2 million AED federal Golden Visa threshold. A larger unit, such as a higher-floor 4-bedroom penthouse near the 6,900 square foot upper range, may reach the threshold at a price confirmed by your adviser. Our guide on the Golden Visa property threshold covers the federal rule.
Who Cape Hayat suits
The combination of a sub-1-million AED entry price, beach access, an already-under-construction status, and two distinct payment structures makes Cape Hayat a candidate for a first-time buyer in the collection, as well as for an investor who wants a shorter runway to delivery than some of the Al Marjan Island off-plan launches. The post-handover option in particular suits a buyer focused on a 1 or 2-bedroom unit who wants to spread payments beyond handover.
What to confirm before you reserve
- The exact instalment calendar for either the cash 40/60 or post-handover 50/50 plan, which your adviser confirms against the specific unit.
- Whether your target typology qualifies for the post-handover option, since it is limited to 1 and 2-bedroom units.
- The current construction status against the Q3 2026 target.
- How title registration and any resale down the line work with Ras Al Khaimah's land department, distinct from Dubai's process; our guide on the NOC from a developer to resell an off-plan property explains the general principle, though RAK's exact equivalent and conditions are confirmed with your adviser or the land department.
For the wider Mina Al Arab context and the other RAK Properties projects nearby, see the Ras Al Khaimah destination page.
Working with Orven on Cape Hayat
Send your target typology and preferred payment plan on WhatsApp at +971 52 776 1939 or to sales@orvenproperties.com. Your adviser confirms current pricing, the exact instalment calendar, and the latest construction update against the Q3 2026 delivery target.
FAQ
What is Cape Hayat's starting price? The listing publishes 700,000 AED as the starting price. Larger typologies and higher floors are priced individually, confirmed by your adviser.
What is the difference between the cash 40/60 and post-handover plans? The cash 40/60 plan splits the price 40% before handover and 60% at handover. The post-handover 50/50 plan spreads payments over 2 or 3 years after handover with a 10% down payment, and applies only to 1 and 2-bedroom units.
Is Cape Hayat already under construction? Yes, the listing describes it as under construction, with delivery targeted for the third quarter of 2026.
Does Cape Hayat qualify for the Golden Visa? At the 700,000 AED starting price, it sits well below the 2 million AED federal threshold. A larger unit may approach or reach the threshold; confirm with your adviser and the authorities once a price is set.
Can I choose the post-handover plan for a 3-bedroom unit? Based on the listing, the post-handover 50/50 option applies only to 1 and 2-bedroom units. Larger typologies would use the cash 40/60 structure; confirm with your adviser for your specific unit.
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Talk to an Orven adviser
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Frequently asked questions
What is Cape Hayat's starting price?
The listing publishes 700,000 AED as the starting price. Larger typologies and higher floors are priced individually, confirmed by your adviser.
What is the difference between the cash 40/60 and post-handover plans?
The cash 40/60 plan splits the price 40% before handover and 60% at handover. The post-handover 50/50 plan spreads payments over 2 or 3 years after handover with a 10% down payment, and applies only to 1 and 2-bedroom units.
Is Cape Hayat already under construction?
Yes, the listing describes it as under construction, with delivery targeted for the third quarter of 2026.
Does Cape Hayat qualify for the Golden Visa?
At the 700,000 AED starting price, it sits well below the 2 million AED federal threshold. A larger unit may approach or reach the threshold; confirm with your adviser and the authorities once a price is set.
Can I choose the post-handover plan for a 3-bedroom unit?
Based on the listing, the post-handover 50/50 option applies only to 1 and 2-bedroom units. Larger typologies would use the cash 40/60 structure; confirm with your adviser for your specific unit.
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