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Apartments in Ras Al Khaimah under 800,000 AED: what qualifies

Only one project in our Ras Al Khaimah collection has an entry price under AED 800,000. Here is why Cape Hayat qualifies, why Nura sits exactly at the line rather than under it, and where Skai fits just above both.

7 November 2026 · By Orven Properties · 5 min read

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If you are searching for apartments in Ras Al Khaimah under 800,000 AED, only one project in our collection actually clears that line: Cape Hayat, with units starting from AED 700,000. Nura, often mentioned in the same breath, starts at exactly AED 800,000, which sits at the threshold rather than under it.

Why "under 800k" is a narrower list than it looks

Both Cape Hayat and Nura come from the same developer, RAK Properties, and both sit in the Mina Al Arab area, which makes them easy to confuse in a quick search. But a starting price of AED 800,000 is not under AED 800,000. Treating the two as interchangeable would mean quoting the wrong budget to a buyer who set a hard ceiling.

Cape Hayat: the one project under the line

Cape Hayat sits on Hayat Island within Mina Al Arab, across four towers, two of 20 storeys and two of 9, with 668 homes ranging from studios to four-bedroom penthouses and direct beach access. Entry price starts from AED 700,000, with units sized from 475 to roughly 6,900 square feet. Two payment structures are published: a cash plan at 40% during construction and 60% at handover, or a post-handover plan at 50/50 spread over two or three years with a 10% down payment, though the post-handover option is limited to one and two bedroom units. Handover is set for Q3 2026, and the project is currently under construction.

Nura: right at 800,000 AED, not under it

Nura, in the Downtown Mina area of Mina Al Arab, offers 312 homes from studios to four-bedroom penthouses, sized between 375 and 2,754 square feet. Its entry price of AED 800,000 is the floor of this search, not below it. Two payment plans are published: a standard 40/60 split, or a special 60/40 split. Handover is set for Q1 2029, and the project is currently off-plan.

Skai, just above both

For context, Skai, also by RAK Properties on Raha Island (South Harbour) within Mina Al Arab, starts from AED 877,000, just above this budget. It carries three payment options: standard 50/50, advanced 70/30, or post-handover 60/40, with handover set for Q2 2028.

A quick comparison

Project	Entry price	Payment plan	Handover
Cape Hayat	AED 700,000	Cash 40/60, or post-handover 50/50 (10% down)	Q3 2026
Nura	AED 800,000	Standard 40/60, or special 60/40	Q1 2029
Skai	AED 877,000	Standard 50/50, advanced 70/30, or post-handover 60/40	Q2 2028

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Three zones within the same Mina Al Arab area

Cape Hayat, Nura and Skai are often grouped together because all three belong to RAK Properties and sit under the wider Mina Al Arab umbrella, but each occupies a different pocket of it. Cape Hayat is on Hayat Island, with direct beach access across four towers. Nura sits in the Downtown Mina area, a more central position within Mina Al Arab. Skai is on Raha Island, in the South Harbour part of the same area, across two towers of 19 and 5 storeys. None of this changes the entry prices above, but it explains why a buyer comparing the three on a map sees three distinct addresses rather than one block of towers.

What the entry price actually buys

At Cape Hayat, AED 700,000 is the price of entry into a 668-home collection where unit sizes stretch from 475 square feet up to roughly 6,900 square feet at the penthouse end, so the smallest studio and the largest penthouse share the same development but very different footprints. Nura's 312 homes run from 375 to 2,754 square feet, a narrower spread than Cape Hayat's. Skai's 272 homes run from roughly 380 to 2,335 square feet. In every case, the published entry price applies to the smallest unit currently marketed, not to a mid-sized or larger apartment, which your adviser confirms unit by unit before you commit to a reservation.

What registration adds on top

For a completed resale in Ras Al Khaimah, the ZL13 land service charges 2% of market value to the seller and 2% to the buyer, plus AED 200 each for plan and title issuance. Off-plan registration fees are not officially published for most projects in this range. A bank loan remains possible for certain non-residents, always subject to the lender's approval, with no rate or financing share confirmed here.

FAQ

Which project is actually under 800,000 AED? Cape Hayat, starting from AED 700,000, is the only one in this comparison genuinely below that figure.

Is Nura under 800,000 AED? No. Nura's entry price is exactly AED 800,000, at the threshold rather than under it.

Can I get a post-handover payment plan on a 3 bedroom unit at Cape Hayat? No, the post-handover 50/50 option is limited to one and two bedroom units at Cape Hayat; larger units follow the cash structure.

Does Cape Hayat's near-term handover change the payment structure? Handover is set for Q3 2026 and the project is under construction, so your adviser confirms current stage-based terms directly before you reserve.

Can non-residents finance any of these three projects? A bank loan is possible for certain non-residents in Ras Al Khaimah, always subject to the lender's own approval process.

Next step

Tell your adviser your exact ceiling, whether it is AED 700,000, 800,000 or closer to 900,000, on WhatsApp at +971 52 776 1939 or at sales@orvenproperties.com, and we confirm which units are actually available at that price today. Our guides on Mina Al Arab and on what you can buy in Ras Al Khaimah under 1 million AED go further. You can also start at /find-your-home/.