Buying property in Dubai from Kumasi: a step-by-step guide
For a Ridge or Adum-based investor in Kumasi, how to reserve, fund and register an off-plan apartment in Dubai, with FAUCHON Résidences and Golf Residences as examples.
Kumasi investors, based in the Ridge area or closer to Adum's commercial district, are increasingly looking beyond Accra for property opportunities abroad, and Dubai's off-plan structure, staged payments checked against verified construction progress, has become one of the more common choices. This guide sets out the full process, start to handover.
Why the structure appeals to a Kumasi buyer
Individuals pay no local tax on rental income or capital gains in the UAE, and every off-plan payment sits in an escrow account controlled by the Dubai Land Department, not the developer. A reservation at FAUCHON Résidences by Prestige One in Jumeirah Garden City opens at 20% of the price, with 40% tied to construction and 40% at handover.
If a child's education in Dubai is part of the plan, our guide for parents buying property for a student covers that specific scenario separately from an investment purchase.
From Kumasi to the title deed
- Set the full budget. Unit price, the 4% DLD registration fee, developer administrative charges and Oqood registration, in dirhams.
- Choose the project. A central Jumeirah Garden City address suits a buyer prioritising rental demand near DIFC; a golf-course-facing home suits a buyer wanting more space.
- Reserve electronically with a copy of your Ghanaian passport.
- Transfer the deposit, following the Bank of Ghana's applicable foreign exchange procedures, confirmed directly with your bank.
- Register through Oqood, recording the unit against the developer's title.
- Track construction through the DLD's Project Status Enquiry service until handover.
Transferring funds from a Kumasi bank
GCB Bank, Ecobank Ghana, Stanbic Bank Ghana and Absa Ghana all process outbound international wires for Ghana-based clients, subject to Bank of Ghana regulations. Have a valid passport, proof of address, the signed sale agreement with escrow details, and a source-of-funds explanation ready before initiating the transfer.
After handover
Once the final payment clears and the title deed is issued in your name, our handover checklist sets out what to verify on the unit itself before taking possession or handing it to a property manager for rental.
Costs and the Kumasi time gap
| Cost | Detail |
|---|---|
| DLD registration fee | 4% of the price |
| Oqood registration | fixed fee, confirmed in the contract |
| Developer administrative fees | depends on the project |
| Wire charges | depends on your bank |
Orven charges the buyer no commission; our fee comes from the developer. Transactions run through ORVEN REAL ESTATE BROKERAGE L.L.C S.P.C (Economic License No. CN-6800129, ADRA). Ghanaian tax treatment of foreign property and rental income should be confirmed with a Ghanaian tax adviser before you reserve. Kumasi sits four hours behind Dubai year-round.
ORVEN PROPERTIES
Talk to an Orven adviser
Leave your number: an adviser calls you back or replies on WhatsApp, in your language. No commitment.
Two projects that fit a Kumasi profile
FAUCHON Résidences in Jumeirah Garden City offers studios and one- to three-bedroom homes with an Infinity Oasis pool and a co-working zone, 5 minutes from DIFC, on a 20% reservation, 40% construction, 40% handover plan.
Golf Residences in Dubai Sports City brings larger two- and three-bedroom homes around golf-course views, a running track and floating cabanas, on a 20% reservation, 20% construction, 60% handover schedule.
For the wider Ghanaian picture, see our guide to buying property in Dubai from Ghana.
Send your budget and your goal to WhatsApp +971 52 776 1939 or sales@orvenproperties.com.
What happens after you reserve
Once the reservation deposit clears, the Dubai Land Department registers your unit against the developer's title through Oqood, and from there your adviser manages the rest of the schedule: instalment reminders ahead of each due date, construction progress verified through the DLD's public registry, and a WhatsApp line for anything specific to your contract. Kumasi buyers looking beyond Accra for the first time often appreciate having every fee and milestone confirmed in writing before any money leaves Ghana, rather than relying on word of mouth. Nothing about this stage requires a trip to Dubai, though a visit can be arranged at any point before handover, entirely at your own pace.
A note on pace: nothing about buying from Kumasi needs to move faster than you want it to. Some buyers reserve within days of a first conversation once the budget is confirmed; others take several weeks comparing FAUCHON Résidences and Golf Residences before committing. Your adviser works at whichever pace suits you, without pressure to decide before you are ready, and confirms current availability each time you check back in.
FAQ
Do I need to visit Dubai before reserving from Kumasi? No. The reservation, sale agreement and escrow payment can all be completed remotely.
What happens right after handover? The title deed is issued in your name once the final payment clears; our handover checklist covers what to verify on the unit before taking possession or engaging a property manager.
Is FAUCHON Résidences or Golf Residences better for rental income? FAUCHON's proximity to DIFC suits sustained demand from professionals; Golf Residences suits families wanting more space, on a payment plan spread further into construction.
How is Dubai rental income taxed for a Ghanaian resident? This depends on your individual circumstances and current Ghanaian tax rules; confirm the specifics with a Ghanaian tax adviser.
Can a UAE bank finance part of the price for a Kumasi buyer? Some non-residents qualify, subject to the lender's approval and a valuation of the unit.
ORVEN PROPERTIES
Talk to an Orven adviser
Leave your number: an adviser calls you back or replies on WhatsApp, in your language. No commitment.
Frequently asked questions
Do I need to visit Dubai before reserving from Kumasi?
No. The reservation, sale agreement and escrow payment can all be completed remotely.
What happens right after handover?
The title deed is issued in your name once the final payment clears; our handover checklist covers what to verify on the unit before taking possession or engaging a property manager.
Is FAUCHON Résidences or Golf Residences better for rental income?
FAUCHON's proximity to DIFC suits sustained demand from professionals; Golf Residences suits families wanting more space, on a payment plan spread further into construction.
How is Dubai rental income taxed for a Ghanaian resident?
This depends on your individual circumstances and current Ghanaian tax rules; confirm the specifics with a Ghanaian tax adviser.
Can a UAE bank finance part of the price for a Kumasi buyer?
Some non-residents qualify, subject to the lender's approval and a valuation of the unit.
Continue reading
Guides
Buying an apartment in Batumi as a Russian citizen
Georgian rules for a foreign buyer, NAPR registration and the role of a local lawyer: what a Russian citizen needs to know before buying an apartment in Batumi, including any checks specific to nationality.
Read the guide →
Guides
Buying off-plan in Dubai remotely from Moscow or Saint Petersburg
A step-by-step look at buying an off-plan unit in Dubai without travelling from Moscow or Saint Petersburg: power of attorney, video calls, escrow payments and the compliance checks that apply throughout.
Read the guide →
Guides
Buying Property in Dubai from Israel: What to Know
Freehold ownership, DLD registration, escrow-protected payments and remote steps for an Israeli resident buying in Dubai, set out without any diplomatic commentary.
Read the guide →
Guides
Buying Property in Batumi from Israel: A Step-by-Step Guide
How an Israeli buyer moves from choosing a Batumi project to a registered title, working with Orven and a local Georgian lawyer at each stage, without describing any flight route or schedule.
Read the guide →INVESTOR GUIDES