Dubai Harbour Payment Plans: DAMAC Bay 2 and H&H Compared

DAMAC Bay 2 by Cavalli runs a flat 50/50 split with price on request, while Dubai Harbour Residences by H&H Development publishes a 60/40 plan with 5% at booking, from AED 3.9 million. Both target handover within months of each other.

6 November 2026 · By Orven Properties · 4 min read

Pictured: South Beach, Dubai Harbour, Dubai

Dubai Harbour payment plans currently split between two towers with different philosophies: DAMAC Bay 2 by Cavalli keeps things simple with a flat 50/50 split, while Dubai Harbour Residences by H&H Development breaks its 60/40 structure into a smaller booking payment up front.

DAMAC Bay 2 by Cavalli: 50/50, price on request

DAMAC Bay 2 by Cavalli is a 49-storey seafront tower directly across the water from Dubai Marina, continuing the Cavalli-branded concept from the first DAMAC Bay tower, with interiors finished in the fashion house's bold style. JBR Walk, Barasti Beach and Dubai Marina Walk are all close by. Price is on request, but the payment plan is published at a flat 50% and 50%, with handover targeted for Q4 2028.

Dubai Harbour Residences: 60/40 with a 5% booking fee

Dubai Harbour Residences is H&H Development's first residential project, built in partnership with Shamal Holding as three low-rise beachfront buildings designed by Nikken Sekkei, the architects behind One Za'abeel. Its 345 homes span one to four bedroom apartments plus two penthouses, with a private beach, pools, a sauna, steam room and yoga studio. Starting price is AED 3.9 million, with a published plan of 5% at booking, then the balance structured as a 60/40 split, targeted for Q1 2028.

Comparing the two structures

Tower	Starting price	Structure	Handover
DAMAC Bay 2 by Cavalli	Price on request	50% / 50%	Q4 2028
Dubai Harbour Residences (H&H)	AED 3.9 million	5% booking, then 60% / 40%	Q1 2028

Why the entry commitment differs

Dubai Harbour Residences asks for a smaller amount at booking, 5%, before stepping into its larger 60/40 structure, which can suit a buyer who wants a lower initial outlay even if the overall split is comparable. DAMAC Bay 2's 50/50 plan is simpler to read but requires a larger share upfront relative to the construction period, assuming price parity, though its own starting price has not been published for direct comparison.

Both towers sit on the Harbour waterfront

Despite different developers, both buildings occupy prime positions within Dubai Harbour, between Palm Jumeirah and Bluewaters Island. DAMAC Bay 2 faces Dubai Marina directly across the water, while Dubai Harbour Residences benefits from a new bridge that shortens the route to Sheikh Zayed Road. Neither location detail changes the payment terms, but both matter if lifestyle and views are part of your decision alongside price.

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Escrow, registration and financing

DAMAC Bay 2 and H&H route every instalment into an escrow account that the Dubai Land Department controls, so construction progress can be followed through the DLD's Project Status Enquiry service, and each tower registers through Oqood at a fixed fee set out in its own contract. A non-resident buyer can still pursue bank financing for either address, with the lender deciding case by case, though neither tower has a confirmed bank or rate at this stage.

Golden Visa in Dubai Harbour

A property investment of at least AED 2 million can open a Golden Visa application, subject to conditions confirmed by the authorities. Dubai Harbour Residences' AED 3.9 million starting price clears that threshold; for DAMAC Bay 2, the answer depends on the current price your adviser confirms once it is published.

Unit mix and amenities beyond the payment plan

DAMAC Bay 2's one to five bedroom range skews toward larger configurations than Dubai Harbour Residences' one to four bedroom plus two penthouses mix, and its Cavalli-branded interiors, infinity pool, sky garden and floating relaxation pods lean into a fashion-forward identity. Dubai Harbour Residences instead emphasises a nautical palette of deep blues and whites, a private beach, and wellness spaces including a sauna, steam room and yoga studio. If the design language matters as much as the numbers, that distinction is worth weighing alongside the payment structure.

Next step

If a lower upfront commitment matters most, Dubai Harbour Residences' 5% booking fee may suit you; if a simple, even split appeals more and you are comfortable requesting the current price directly, DAMAC Bay 2's 50/50 structure is worth asking about.

For the wider district, our Dubai Harbour apartments for sale guide and our Dubai Harbour Residences by H&H guide cover both towers in more detail.

Send your budget and preferred structure to Orven on WhatsApp at +971 52 776 1939 or at sales@orvenproperties.com, or start your search at /find-your-home/.

FAQ

What is DAMAC Bay 2 by Cavalli's payment plan? A flat 50% during construction and 50% on handover, with price on request and handover targeted for Q4 2028.

What is Dubai Harbour Residences' payment plan? 5% at booking, then a 60% and 40% split, from AED 3.9 million, targeted for Q1 2028.

Which tower asks for less money upfront? Dubai Harbour Residences, with a 5% booking fee compared with DAMAC Bay 2's unpublished but flat-split structure.

Are both towers actually in Dubai Harbour? Yes, both sit within the Dubai Harbour waterfront between Palm Jumeirah and Bluewaters Island.

Does a bank loan work for a non-resident buying DAMAC Bay 2 or H&H? It can, for some non-residents, with the lender's own approval deciding the outcome, and neither tower yet has a confirmed bank or interest rate.