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How do I choose between two payment plans from the same developer?

Prestige One publishes different payment plans by project: 20/45/35 at Sanctuary Residences and Luxury Canal Residences, 20/20/60 at Golf Residences, 20/40/40 at Hilton Residences and FAUCHON Résidences, and 20/80 at Coastal Haven. The right one depends on your cash flow.

· By Orven Properties · 3 min read
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Sanctuary Residences, Meydan Horizon
Pictured: Sanctuary Residences, Meydan Horizon

Prestige One publishes different payment plan structures across its projects rather than one single plan for all of them: 20% at reservation, 45% during construction and 35% at handover for Sanctuary Residences and for Luxury Canal Residences; 20% at reservation, 20% during construction and 60% at handover for Golf Residences; 20% at reservation, 40% during construction and 40% at handover for Hilton Residences and FAUCHON Résidences; and 20% at reservation with 80% at handover for Coastal Haven. Choosing between them comes down to how you want to structure your own cash flow over the construction period.

What each structure means for your cash flow

A plan weighted toward handover, like Coastal Haven's 20/80, means smaller outlays during construction and a larger payment when the unit is ready, which suits buyers who expect more liquidity later or who want to finance the final payment. A plan like Golf Residences' 20/20/60 is similarly back-loaded, while Hilton Residences and FAUCHON's 20/40/40, and Sanctuary and Luxury Canal's 20/45/35, spread more of the cost across the construction period itself. Our guide on comparing off-plan payment plans in Dubai and our guide on how to match a payment plan to your cash flow walk through this reasoning in more detail.

Comparing within the Prestige One range

Because these are all Prestige One projects, the underlying contract terms and developer relationship stay consistent even as the payment structure changes. Our guide on Prestige One payment plans compared sets all four structures side by side, and our comparison of Luxury Canal Residences versus Sanctuary Residences looks specifically at the two projects sharing the 20/45/35 structure, where the choice comes down to district and unit rather than the payment plan itself.

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What to weigh when choosing

  • How much you can comfortably pay during the construction period versus at handover
  • Whether you plan to finance part of the payment, and when in the schedule that financing would apply
  • The district and typology of each project, since Sanctuary sits at Meydan Horizon and Luxury Canal at Dubai Islands, alongside their shared 20/45/35 structure
  • Your own timeline and whether a larger final payment or steadier instalments suits your broader financial planning

How Orven helps you decide

We walk through each payment plan against your own budget and timeline, and help you weigh the district and project differences alongside the payment structure itself, since the two decisions are connected. Fiche pages such as Sanctuary Residences and Luxury Canal Residences give you the district and amenity detail behind each plan. Contact us on WhatsApp at +971 52 776 1939 or by email at sales@orvenproperties.com to compare options across the Prestige One range.

FAQ

Is one Prestige One payment plan generally better than another? No, each suits a different cash flow profile; there is no single best plan independent of your own financial situation.

Can the payment plan for a project change after I reserve? It should follow the structure agreed in your booking form and confirmed in your SPA; any change would be documented and confirmed by your advisor.

Do Sanctuary Residences and Luxury Canal Residences share more than just the payment plan? They share the 20/45/35 structure, but sit in different districts, Meydan Horizon and Dubai Islands, with their own typologies and amenities.

Is bank financing available for any of these payment plans? Financing is possible for some non-resident buyers, always subject to the lender's own approval, regardless of which project's plan you choose.

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ORVEN PROPERTIES

Talk to an Orven adviser

Leave your number: an adviser calls you back or replies on WhatsApp, in your language. No commitment.

Phone (WhatsApp)

Frequently asked questions

Is one Prestige One payment plan generally better than another?

No, each suits a different cash flow profile; there is no single best plan independent of your own financial situation.

Can the payment plan for a project change after I reserve?

It should follow the structure agreed in your booking form and confirmed in your SPA; any change would be documented and confirmed by your advisor.

Do Sanctuary Residences and Luxury Canal Residences share more than just the payment plan?

They share the 20/45/35 structure, but sit in different districts, Meydan Horizon and Dubai Islands, with their own typologies and amenities.

Is bank financing available for any of these payment plans?

Financing is possible for some non-resident buyers, always subject to the lender's own approval, regardless of which project's plan you choose.

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